Terms & Conditions
CPT Group, Inc. its subsidiaries and affiliates (“CPT Group”) provides the information and services on this website (“Site”) under the following Terms and Conditions, which govern the information you provide to us and your use of this Site. Users agree to follow all instructions posted to the Site or otherwise provided to them concerning the uploading of information to and use of the Site.
CPT GROUP reserves the right to modify these terms and conditions at any time. You should check this Site periodically for such changes. By using this Site after CPT GROUP posts any changes to these Terms and Conditions, you agree to accept those changes, whether or not you have reviewed them. If at any time you choose not to accept these Terms and Conditions of use, please do not use this Site.
1. Restrictions on use of material
The contents of this Site (“Contents”) are protected by copyright and/or other intellectual property laws. Unauthorized use of those Contents may violate copyright, trademark, patent and other laws. Users shall not modify, copy, distribute, transmit, display, publish, sell, license, create derivative works from, reverse engineer, or otherwise use this Site or any information available on it for any public or commercial purpose. You must have CPT GROUP’s written permission to distribute copies of the information on this Site to others.
2. Functioning of the site
2.a. No Warranties
No representations or warranties are given that any functions contained in the Site will be uninterrupted, error-free, virus-free, or free from harmful components, or that any defects will be corrected. Furthermore, no transmission over the Internet can be guaranteed to be secure.
2.b. Access to Protected Areas of the Site
Access to and use of password protected and/or secure areas of the Site is restricted to authorized users only. Users agree not to share user names or password information needed to gain access to such areas. Any prospective users are required to register and receive their own unique user names and passwords before attempting to gain access to protected areas of the Site. Unauthorized access to such areas is prohibited and may lead to criminal prosecution.
2.c. Agreement to Receive Notices Electronically
Users agree to receive all notices, including but not limited to notices of claims deficiencies, through the posting of such information to the Site, e-mail sent to users’ registered e-mail addresses, or other electronic means rather than by mail, at the sole discretion of CPT GROUP.
3. Accuracy of information on the site
3.a. Posted Information
Although CPT GROUP seeks to provide accurate and updated information on this Site, we cannot assure that all posted information is current and accurate. Accordingly, the Contents of this site are provided “as is” and without any warranties of any kind whether express or implied, including but not limited to the implied warranties of merchantability or fitness for a particular purpose. We make no representations about the accuracy, reliability, completeness, or timeliness of the Contents of the Site. Claims processing is subject to ongoing quality assurance and final reporting.
3.b. Uploaded Claims Information
CPT GROUP is not responsible for the accuracy of data uploaded to this Site by users, or for delays caused by users’ failure to follow uploading, formatting, or other instructions. Moreover, CPT GROUP is not responsible for the unauthorized submission or uploading of information where users have intentionally or negligently provided unauthorized individuals with access to user names or passwords needed to access protected areas of the Site.
4. Payment of uploaded claims
Submission of claims information does not guarantee payment of a claim. All claims information is subject to processing and validation, and all claims are subject to subsequent determinations of eligibility, calculation and approval. Furthermore, all claims must be accompanied by a signed claim form and appropriate supporting documentation, which may be uploaded as .pdf files (preferred method) or submitted by mail.
5. No professional advice
The information provided on the Site is distributed with the understanding that CPT GROUP is not rendering professional advice of any sort. The Contents of this Site cannot replace or substitute for the services of trained professionals in any field. If you have a question or issue requiring profession consultation relating to law, insurance, tax or financial planning or any other area you should consult with a professional in the respective area. Any reliance on the information provided on this Site is solely at your own risk.
This Site may contain links to websites owned, operated or maintained by parties other than CPT GROUP. Such links are provided for your reference only. CPT GROUP does not control outside sites and is not responsible for their content.
7. Limitation of liability
UNDER NO CIRCUMSTANCES WILL CPT GROUP BE LIABLE FOR ANY DAMAGES TO USER INCLUDING ANY DIRECT, ACTUAL, SPECIAL OR CONSEQUENTIAL DAMAGES THAT RESULT FROM ACCESS TO OR USE OF THE SITE, EVEN IF CPT GROUP IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.